Carl Stuart walks you through a second episode of investment questions. He goes step-by-step to build your personal finance IQ and perhaps help you grow your bottom line.
Episodes
February 21, 2026
Navigating Retirement Accounts, Private Investments, and Real Estate
Carl Stuart takes caller and text questions on Roth conversions, investing in private credit/equity, and managing an inherited brokerage account with unknown cost basis. He also provides insights on the current state of the Austin real estate market based on recent data.
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February 14, 2026
Carl Stuart takes caller and text questions on the benefits of money market funds, the pros and cons of different down payment amounts when buying a house, and the rules around inheriting Roth IRAs. He also provides advice on the topic of paying off credit card debt, building college funds for nieces and nephews, and […]
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February 7, 2026
Carl Stuart takes caller and text questions on retirement planning for self-employed individuals, including discussion of SEP IRAs and Roth IRAs, advice on finding and evaluating a financial advisor, investing in cryptocurrency, selling gold bullion, and using a brokerage account while living abroad.
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January 31, 2026
Pension Payouts, Index Funds, and Diversifying Bonds
Carl Stuart takes caller and text questions on the pros and cons of taking a lump sum pension payout versus a monthly pension payment for life, the importance of considering investing in index funds and diversifying their bond holdings, and the problem with relying solely on CDs or savings accounts.
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January 24, 2026
Investing in silver and gold, and other asset allocation strategies
Carl Stuart takes caller and text questions on investing in silver and gold, required minimum distributions from retirement accounts, asset allocation strategies for retirees, and considerations around taking a pension lump sum versus monthly payments.
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January 17, 2026
Money market funds versus high-yield savings accounts for short-term emergency savings
Carl Stuart takes caller and text questions on the benefits of money market funds versus high-yield savings accounts for short-term emergency savings, including his analysis of the current Austin real estate market, noting a decline in median sales prices and home sales compared to the previous year.
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January 10, 2026
Carl Stuart takes caller and text questions on managing rental properties, transferring investment accounts, retirement planning, and the differences between mutual funds and ETFs.
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January 3, 2026
The various financial markets and asset classes in 2025
Carl Stuart takes caller and text questions on stocks, bonds, and international equities, with advice on building a diversified portfolio with non-correlated assets to help avoid large declines during market downturns, which can be difficult to recover from.
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