Carl Stuart takes caller and text questions on personal finance, including retirement planning and pension benefits, 401(k) rebalancing, investment options within IRAs, and managing finances for different life stages and situations.
personal finance
Replacing your paycheck after retirement and tax implications of rolling over a 401(k) into an IRA
Carl Stuart takes caller and text questions on personal finance, including replacing your paycheck after retirement and tax implications of rolling over a 401(k) into an IRA.
Leasing versus buying a vehicle, managing required distributions from retirement accounts, and saving while paying off debt
Carl Stuart takes caller and text questions on leasing vs. buying electric vehicles, the differences between mutual funds and exchange-traded funds (ETFs), strategies for managing required minimum distributions from retirement accounts, paying off student loan debt while also saving for the future, and more.
Back To Basics: Building Your Retirement 102
Carl Stuart walks you through a second episode of investment questions. He goes step-by-step to build your personal finance IQ and perhaps help you grow your bottom line.
Back To Basics: Building Your Retirement 101
Carl Stuart walks you through investment questions step-by-step to build your personal finance IQ and perhaps help you grow your bottom line.
Rolling over 401(k) funds, converting to Roth IRAs, Social Security, taxes, and investment strategies
Carl Stuart answers listener calls and texts on rolling over 401(k) funds, converting to Roth IRAs, Social Security, taxes, and investment strategies. Also, some discussion about the long-term solvency of Social Security and how younger people may have to rely less on it in the future.
Money Talk’s Death and Taxes Special
Carl Stuart talks with KUT Program Director Jimmy Maas about two of life’s inevitables, death and taxes. Carl has been a financial advisor for decades. Jimmy spent more than eight years of his journalism career at the Wall Street Journal and Bloomberg. One of them has no money (Jimmy). The other (Carl) will be dispensing the advice.
Renting out a mortgage-free home, rolling over an old 401k, and looking at alternatives for 529 plans for education
Carl Stuart takes questions from phone calls and texts about a range of personal finance issues, including renting out a mortgage-free home, rolling over an old 401k, looking at alternatives for 529 plans for education – and more on Money Talk.
How to approach retirement with an age gap between spouses, how to invest cash holdings, bond investing, and the role of the Federal Reserve.
Carl Stuart talks with callers and answers text questions about how to approach retirement with an age gap between spouses, how to invest cash holdings, bond investing, and the role of the Federal Reserve — and much more on Money Talk.
Managing a large inheritance, investing in crypto, and deciding when to take Social Security
Carl Stuart answers calls and text questions about managing a large inheritance, investing in crypto, and deciding when to take Social Security, investment diversification, considering factors like inflation and longevity when planning for retirement — and more.
Converting Roth IRAs, reinvesting dividends, asset allocation, saving for retirement, and gifting money
Carl Stuart dives into several questions from calls and texts, including Roth IRA conversions, dividend reinvestment, asset allocation, mortgage rates, retirement savings, and gifting money.
Austin real estate, building yogurt and ice cream shop dream with home equity, and moving after retirement.
Carl Stuart takes on topics including the Austin real estate market, using home equity (or HELOC) to open a yogurt shop, capital gains taxes, diversifying an investment portfolio into bond funds, and moving out of state during retirement. And much more on Money Talk.
The pros and cons of passive and active investing, inheriting property, and using home equity loans to pay off high-interest debt
Carl Stuart takes caller and text questions on topics like the pros and cons of passive and active investing, also what to do when inheriting property, and whether to use home equity loans to pay off high-interest debt – and more!
Gifting money to your grown-up kids, bonds vs. bond funds, and transitioning into retirement
Carl Stuart dives into several personal finance questions, including required minimum distributions from retirement accounts, gifting money to adult children, investing in bonds and bond funds, transitioning to retirement, and more.
Target-date retirement funds explained, deeper dives into market funds, plus a Medal of Freedom nomination, and Carl moonlights as briefly family therapist
Are target-date retirement funds worth it? How aggressive should you be in the stock market after retirement? And is the market capitalization of S&P 500 overconcentrated? Just a few of many questions Carl Stuart helps answer. Plus one texter gets some inadvertently gets some marriage counseling and another nominates Carl for the Medal of Freedom.
Allocating your assets and drawing down retirement accounts in the most advantageous way
Carl Stuart takes on several topics from callers and texters, like the right ratios for your asset allocation, drawing down pre- and post-tax retirement accounts, Social Security Disability Income (SSDI), planning for the future even at an advanced age, and more.
Weighing how much of an inheritance to put in a home, explaining minimum distributions from IRAs, and more on Social Security disbursements
Carl helps several callers and texters, like one trying to figure out what percentage of an inheritance to invest in markets and in her Austin home, what happens when the federal government requires minimum distributions from Individual Retirement Accounts (IRAs), and weighing how long to wait to take Social Security benefits — and more.
The state of advisor fees, the pitfalls selling rental property after a partner dies, and managing year-round IRA contributions
Carl Stuart takes your questions including why fees for advisors are set the way they are. He chats with someone over a question he’s never received in 30 years regarding the sale of a rental property years after the woman’s husband died. Plus questions about individual retirement accounts, college savings, and more.