Carl Stuart takes caller and text questions on retirement planning for self-employed individuals, including discussion of SEP IRAs and Roth IRAs, advice on finding and evaluating a financial advisor, investing in cryptocurrency, selling gold bullion, and using a brokerage account while living abroad.
financial literacy
Pension Payouts, Index Funds, and Diversifying Bonds
Carl Stuart takes caller and text questions on the pros and cons of taking a lump sum pension payout versus a monthly pension payment for life, the importance of considering investing in index funds and diversifying their bond holdings, and the problem with relying solely on CDs or savings accounts.
Investing in silver and gold, and other asset allocation strategies
Carl Stuart takes caller and text questions on investing in silver and gold, required minimum distributions from retirement accounts, asset allocation strategies for retirees, and considerations around taking a pension lump sum versus monthly payments.
Money market funds versus high-yield savings accounts for short-term emergency savings
Carl Stuart takes caller and text questions on the benefits of money market funds versus high-yield savings accounts for short-term emergency savings, including his analysis of the current Austin real estate market, noting a decline in median sales prices and home sales compared to the previous year.
Managing rental properties, transferring investment accounts, and the difference between mutual funds and ETFs.
Carl Stuart takes caller and text questions on managing rental properties, transferring investment accounts, retirement planning, and the differences between mutual funds and ETFs.
The various financial markets and asset classes in 2025
Carl Stuart takes caller and text questions on stocks, bonds, and international equities, with advice on building a diversified portfolio with non-correlated assets to help avoid large declines during market downturns, which can be difficult to recover from.
The importance of saving, how to get started and building good financial habits
Carl Stuart and Jimmy Maas discuss the importance of saving and investing for retirement, providing practical advice on how to get started and build good financial habits.
Phillip Washington, Jr. (Ep. 04, 2026)
This week on In Black America, producer and host John L. Hanson, Jr. discusses the wealth gap between White and Black Americans with Phillip Washington, Jr., registered investment adviser, CEO and Chief Investment Officer of Stone Hill Wealth Management, and host of the Wealth Building Mad Simple podcast.
Advice on Social Security, retirement account distributions, investment strategies, and charitable giving
Carl Stuart takes caller and text questions on a range of personal finance topics, including advice on Social Security, retirement account distributions, investment strategies, and charitable giving.
Medicare reimbursement issues, upcoming tax law changes, and commercial real estate investments
Carl Stuart takes caller and text questions on personal finance, including discussions about asset allocation, Medicare reimbursement issues, upcoming tax law changes, retirement savings strategies, and commercial real estate investments.
Re-release: Back To Basics: Building Your Retirement 102
Carl is away, so here is a rebroadcast. He’ll walk you through a second episode of investment questions. He goes step-by-step to build your personal finance IQ and perhaps help you grow your bottom line.
Re-release: Back To Basics: Building Your Retirement 101
Holiday re-release: Carl Stuart walks you through investment questions step-by-step to build your personal finance IQ and perhaps help you grow your bottom line.
Retirement planning and navigating pension and retirement account options II
Carl Stuart takes caller and text questions on personal finance, including retirement planning and pension benefits, 401(k) rebalancing, investment options within IRAs, and managing finances for different life stages and situations.
Retirement planning and navigating pension and retirement account options
Carl Stuart takes caller and text questions on personal finance, including retirement planning and navigating pension/retirement account options.
Replacing your paycheck after retirement and tax implications of rolling over a 401(k) into an IRA
Carl Stuart takes caller and text questions on personal finance, including replacing your paycheck after retirement and tax implications of rolling over a 401(k) into an IRA.
Leasing versus buying a vehicle, managing required distributions from retirement accounts, and saving while paying off debt
Carl Stuart takes caller and text questions on leasing vs. buying electric vehicles, the differences between mutual funds and exchange-traded funds (ETFs), strategies for managing required minimum distributions from retirement accounts, paying off student loan debt while also saving for the future, and more.
Back To Basics: Building Your Retirement 101
Carl Stuart walks you through investment questions step-by-step to build your personal finance IQ and perhaps help you grow your bottom line.
Money Talk’s Death and Taxes Special
Carl Stuart talks with KUT Program Director Jimmy Maas about two of life’s inevitables, death and taxes. Carl has been a financial advisor for decades. Jimmy spent more than eight years of his journalism career at the Wall Street Journal and Bloomberg. One of them has no money (Jimmy). The other (Carl) will be dispensing the advice.
Renting out a mortgage-free home, rolling over an old 401k, and looking at alternatives for 529 plans for education
Carl Stuart takes questions from phone calls and texts about a range of personal finance issues, including renting out a mortgage-free home, rolling over an old 401k, looking at alternatives for 529 plans for education – and more on Money Talk.
How to approach retirement with an age gap between spouses, how to invest cash holdings, bond investing, and the role of the Federal Reserve.
Carl Stuart talks with callers and answers text questions about how to approach retirement with an age gap between spouses, how to invest cash holdings, bond investing, and the role of the Federal Reserve — and much more on Money Talk.